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Help! Looking for Auto INSURANCE!

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  #1  
Old 07-10-2006, 11:07 PM
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Help! Looking for Auto INSURANCE!

hi folks,

We are shopping around for auto insurance and I'm hoping I can get opinions from everybody here about which ones to avoid and which ones you have had a good experience with.
tnx..
 
  #2  
Old 07-11-2006, 12:00 AM
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I saved 50% on my car insurance by switching to Geico.



No seriouly, I really did. Progressive quoted me $2500 for 6 month policy. Geico quoted me $1100
 
  #3  
Old 07-11-2006, 12:21 AM
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Esurance is pretty sweet so far too!
Tre
 
  #4  
Old 07-11-2006, 03:03 AM
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just shop around and go with what you think is good. oh yeah by the way how much do you guys pay for insurance on your fit?
 
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Old 07-11-2006, 03:13 AM
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State Farm has been the best for me. I usually go shopping every six months and no other insurance company has been able to beat State Farm for me. I have been with the company at least 20 yrs with multi car discount and homeowners insurance.
 
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Old 07-11-2006, 04:06 AM
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Where are you located? I have Wawanesa here in CA and they seem to be decent and pretty inexpensive.

http://www.wawanesageneral.com/california/umbi.asp
 
  #7  
Old 07-11-2006, 10:03 AM
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I have state farm and I'm gettin $450 for 6 months but I also have home insurance with them also.
 
  #8  
Old 07-11-2006, 10:39 AM
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I have State Farm, and have since I started driving. No one has been able to touch their rates, especially since I have multi-car, multi-policy (home) and good driver discounts with them. I pay $299.52 every six months for my Fit Sport Auto.
 
  #9  
Old 07-11-2006, 10:41 AM
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don't get MERCURY. They'll bend you over and lube you up...
 
  #10  
Old 07-11-2006, 12:31 PM
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Try Costco insurance.
 
  #11  
Old 07-11-2006, 08:30 PM
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I pay $709 a year with unitrindirect.com
$500 deductables.
 
  #12  
Old 07-11-2006, 09:16 PM
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Originally Posted by Sol705
I saved 50% on my car insurance by switching to Geico.



No seriouly, I really did. Progressive quoted me $2500 for 6 month policy. Geico quoted me $1100
For me, Geico was 9% higher than Progressive so I stayed with them when I got the FIT. I'm paying $653 for 6 months.
 

Last edited by FitInFla; 07-11-2006 at 09:18 PM.
  #13  
Old 07-11-2006, 10:16 PM
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$327.75 / 6 months through American Family Insurance. Home, multi-car, life insurance discounts apply. I was able to shave $200 off my other car's insurance when I got the Fit by changing the coverage to "pleasure car - low miles" so if you have 2 cars inquire about that FYI.
 
  #14  
Old 07-12-2006, 04:22 AM
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Originally Posted by JDM
Where are you located? I have Wawanesa here in CA and they seem to be decent and pretty inexpensive.

http://www.wawanesageneral.com/california/umbi.asp
Wawanesa is an excellent company. I am with them as well. They spend little to no money on advertisements and they hand-select their customers. If you want insurance through them, they have pretty high standards. But when an accident occurs, they will exceed your expectations.
 
  #15  
Old 07-19-2006, 12:40 PM
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Originally Posted by Sol705
I saved 50% on my car insurance by switching to Geico.



No seriouly, I really did. Progressive quoted me $2500 for 6 month policy. Geico quoted me $1100
$2500!!??! Wow, I got a quote for over $900 from Progressive and thought that was high. I ended up going with Geico for $600. It's still kinda high, but considering this is my first car and I haven't needed insurance in ages, it's not so bad. That and living in a zip code of Chicago that also includes a not-so-great neighborhood drives the cost up I'm sure.
 
  #16  
Old 07-19-2006, 12:55 PM
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Yay for $3,000 CAD/year
I wish BC had private insurance

EDIT: PROPER private insurance, not just for comprehensive
 
  #17  
Old 07-19-2006, 01:42 PM
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Originally Posted by Fudgie
$2500!!??! Wow, I got a quote for over $900 from Progressive and thought that was high. I ended up going with Geico for $600. It's still kinda high, but considering this is my first car and I haven't needed insurance in ages, it's not so bad. That and living in a zip code of Chicago that also includes a not-so-great neighborhood drives the cost up I'm sure.
Yeah it sux to buy insurance when you live in Brooklyn, which apparently is the stolen car capital of the world
 
  #18  
Old 07-19-2006, 08:33 PM
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i guess if i lived in brooklyn, i would just have to walk.

has anyone ever tried AAA?

my only suggestion on the insurance is that places like geico and progressive may be able to give a good rate, but they do not offer home or rent insurance, which traditional companies such as state farm offer discounts for. so if you plan on buying or renting anytime soon, it might be a good idea to avoid those companies.

this is off topic and i am sorry, but i saw someone mention life insurance. everyone should get life insurance. if you have it through the same company that you have your car insurance through, please do yourself a favor and look over every detail of your policy. is your insurance a TERM or a WHOLE life policy? usually everything but term policy's are scams. some policies are promoted as investment/insurance. what usually happens with those is that you pay a flat fee each month, part of it goes to insurance, part to the investment. your rate increases after a while and you never know it because you payment is the same. your higher rate actually starts getting paid with your "investement" policy. eventually your investment runs dry and all of a sudden you either pay a high rate, or your policy lapses. your policy will clearly tell you all of this, but the agent may not. once again i am sorry for the off topic ramble but i felt that this is important knowledge for everyone.
 
  #19  
Old 07-20-2006, 01:27 AM
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Join the military and get USAA. The cheapest insurance...period.
 
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