Insurance rate high?
#83
$490 a year, here for full coverage through State Farm. 40... strike that. 41 yo male with wife, three kids, three cars (two of them paid for) and a mortgage.
None of the kids is old enough to drive, yet. I can't wait to see what it jumps to if/when I add a 16 yo boy to the policy. Oooof... I just realized that I'll have, at some point, two under 25 on the policy at the same time. I guess they'll have to get jobs if they want to drive the car.
None of the kids is old enough to drive, yet. I can't wait to see what it jumps to if/when I add a 16 yo boy to the policy. Oooof... I just realized that I'll have, at some point, two under 25 on the policy at the same time. I guess they'll have to get jobs if they want to drive the car.
#86
lol.. sorry about the blissfully ignorant response...
i really need to figure something out because the teggy just aint doin it for me anymore..
i really need to figure something out because the teggy just aint doin it for me anymore..
#87
its cool. that actually $400 cheaper then my 2003 Accord Coupe.
#88
insurance agents?
I got an "automated ticket" for running a stop light. It's kind of ironic because I've been pushing these things in the interest of getting better mileage (saved alot of money???). I checked it out with my lawyer and it's $85 to plead guilty but it's not a point violation. Normally I'd pay him to keep my record clean to maintain low insurance rates. Are there any insurance agents that happen to be fitfreaks that might chime in and give there thoughts on this. In Missouri it takes 3 years for violations to "rotate" off your record. I'd, of course, prefer my record to remain squeaky clean but if the price difference $85 (guilty but no points) and $500 ($200 for city hall and $300 for my lawyer to go hang out at city hall) doesn't affect my insurance rates (the ONLY thing I care about) I'm leaning towards pleading guilty. The real question I'm asking, I guess, is "do non point violations affect your insurance rate?" Sorry about the wordy post!
#91
You may also want to check into two things:
1) Deferred adjudication. Some judges will allow it without you having ever set foot in a courtroom. In essence; you agree to pay the fine and, if you get no other violations for a set time, it doesn't go on your record. Call the circuit court clerk, magistrate's office, or whatever they call them in your area to find out.
2) Traffic school. Here, you can get a video mailed to your house and do it on your time instead of having to schedule it when it's convenient to them. Costs a couple of dollars more, but it keeps the ticket off your record.
#92
insurance between a 08' Fit and a 05' Pilot
I am 46 and been with the same ins company since I was 18. I have had a boat load of insurance with them, no accidents. My 08' Fit Sport is $450 every six compaired to $330 for my 05 Pilot EXL worth 1 1/2 times as much as the Fit. Go figure... Must be how much it costs to fix a human body in the event........
#94
Someone that spends HER life on FitFreak.net
iTrader: (2)
Join Date: Jul 2008
Location: Houston TX
Posts: 2,963
I believe that for males, the age when your rates might drop is 25. Enjoy your youth! Yeah, right...but don't get any tickets in the meantime. It depends on where you live, also. Some areas of the country have really great rates, others, where there are more accidents, have higher rates. We get stuck for insurance.
#95
$2120/year but 2 drivers, 5 cars. I took the insurance off a 2001 Pontiac Grand Prix for the Fit and it went up $200/year.
Just for statistics:
25 yr old female driver, no tickets/accidents
26 yr old male driver, no tickets/accidents
married, homeowners, Connecticut
2009 honda fit sport
1991 Toyota Pickup
1991 BMW 318is
1992 Oldsmobile Cutlass Siera
1994 Chevrolet LeBaron Convertible
Just for statistics:
25 yr old female driver, no tickets/accidents
26 yr old male driver, no tickets/accidents
married, homeowners, Connecticut
2009 honda fit sport
1991 Toyota Pickup
1991 BMW 318is
1992 Oldsmobile Cutlass Siera
1994 Chevrolet LeBaron Convertible
#96
ok so i just did a little online quote thing with insurance.com and the lowest monthly price they gave me was about $200 per month for full coverage for an '07 fit sport.. but i've never heard of the company before..
has anyone heard of Safeco insurance or actually had insurance with them?
has anyone heard of Safeco insurance or actually had insurance with them?
#97
wow
ok so i just did a little online quote thing with insurance.com and the lowest monthly price they gave me was about $200 per month for full coverage for an '07 fit sport.. but i've never heard of the company before..
has anyone heard of Safeco insurance or actually had insurance with them?
has anyone heard of Safeco insurance or actually had insurance with them?
#98
I've had Safeco and they're "legit", if that can be said of ANY insurance company. If $200 sounds good WHAT ARE YOU PAYING NOW? I just pleaded guilty to an automated camera ticket and am worried about it affecting my rates but I pay $83 a month through Geico so maybe I should quit whining. I'm pondering increasing the deductible to $1000 and losing the rent a car replacement s&*t and that would reduce it to $73 a month. I'll shut up now!
i looked up insurance quotes for a fit tho becuase i wanna get one soon and 200 was pretty much the lowest.. my insurance is high becuase im 18, but other than that idk...
#100
If I move to Tallahassee Fl, the rate goes down $25 per month. If I get an '09 instead of an '07 like I want to it only goes down 4 dollars.. lol I'll stick with the '07...