Wheels Stolen
#21
06-30-2011 | 09:30 PM
Good point... I am wondering would the auto insurance cover the theft of spare tires? The spare is screwed onto the chassis of the FIT in the trunk but not installed mounted on the car's wheel yet... hmm.... but spare tire is part of the component of a car though it is not actually installed yet... grey area?
#23
06-30-2011 | 09:40 PM
depends on your coverage. but most likely not. if you car is stolen and stripped, the insurance isn't going to pay for your $1000 coilovers or $400 jdm taillights. they are going to give you OEM replacements
#24
06-30-2011 | 09:41 PM
Member
Joined: Apr 2010
Posts: 1,302
From: Louisville
My understanding of my policy is that if its a declared installed item, then its covered, even if aftermarket.
#25
06-30-2011 | 09:45 PM
check with your insurance agent. all ive ever read was people getting screwed when their cars get stolen or totalled out from a crash.
my buddy had a suzuki sv650 with about $10k in mods. he was involved in a crash where he wasn't at fault, but the other person fled the scene. his insurance would only cover like the first $2k in mods and he couldn't even buy the bike back.
my buddy had a suzuki sv650 with about $10k in mods. he was involved in a crash where he wasn't at fault, but the other person fled the scene. his insurance would only cover like the first $2k in mods and he couldn't even buy the bike back.
#28
07-01-2011 | 01:50 AM
Member
Joined: Nov 2010
Posts: 192
From: San Diego
You must pay a shit-ton each month with a $0 deductible.
#29
07-01-2011 | 02:26 AM
Yeah that part seemed a bit far fetched to me. The base wheels are "small" but not the alloys, which is what is being stolen in my opinion.
#31
07-01-2011 | 04:10 AM
Member
Joined: Oct 2009
Posts: 4,295
From: Wandering around.
um... he works for Allstate. >.>
speaking of which... I add a tidbit for those that care.
While I agree that wheels locks are a deterrent... some can be better than others.
Gorilla Automotive Products - Lug Nuts, Wheel Locks, Auto Security, Wheel Accessories
McGard SL Ultra High Security Wheel Bolts/Locks (with spinning head) | BeastPower Motorsports
Granted, that's for a slightly different mounting system...
and
KYO-EI - Dency 2000 Lock Nuts - Nengun Performance (taken from latest and greatest wheel locks? - Club Lexus Forums)
one more for the Dency
KYO-EI Dency 2000 Lock Nut - Plating
can make it harder for thieves (unless they manage to have a key or some sort of master key).
That Dency is really interesting... a magnetized free spinning cover... with a keyed lock underneath. Useful... until the thieves carry magnets with them.
speaking of which... I add a tidbit for those that care.
While I agree that wheels locks are a deterrent... some can be better than others.
Gorilla Automotive Products - Lug Nuts, Wheel Locks, Auto Security, Wheel Accessories
McGard SL Ultra High Security Wheel Bolts/Locks (with spinning head) | BeastPower Motorsports
Granted, that's for a slightly different mounting system...
and
KYO-EI - Dency 2000 Lock Nuts - Nengun Performance (taken from latest and greatest wheel locks? - Club Lexus Forums)
one more for the Dency
KYO-EI Dency 2000 Lock Nut - Plating
can make it harder for thieves (unless they manage to have a key or some sort of master key).
That Dency is really interesting... a magnetized free spinning cover... with a keyed lock underneath. Useful... until the thieves carry magnets with them.
Last edited by Goobers; 07-01-2011 at 04:13 AM.
#32
07-01-2011 | 10:17 AM
Member
Joined: Feb 2011
Posts: 428
From: Harmaston, TX
me too, especially since my tires are almost bald. I would get brand new tires and change over to the nicer Honda 7 spoke rims and pocket over $1,000 in savings.
_
#33
07-01-2011 | 05:38 PM
![Lyon[Nightroad]'s Avatar](https://www.fitfreak.net/forums/customavatars/avatar31469_2.gif){kind=avatar}
The difference between a $500 deductible and $0 deductible is only $25 every 6 months on my policy. Granted theft rates are low out here, and I work for Allstate, but still comprehensive is cheap. Collision is expense. That's why I have $1000 ded for collision and $0 for comprehensive.
#35
07-01-2011 | 05:49 PM
Member
Joined: Oct 2009
Posts: 4,295
From: Wandering around.
The difference between a $500 deductible and $0 deductible is only $25 every 6 months on my policy. Granted theft rates are low out here, and I work for Allstate, but still comprehensive is cheap. Collision is expense. That's why I have $1000 ded for collision and $0 for comprehensive.
Right now, I have 250 comprehensive and 500 collision.
What do you recommend? (about comp/col/and all the other bits)
#38
07-01-2011 | 06:14 PM
Member
Joined: Apr 2011
Posts: 568
From: Puerto Rico
The Honda Fit Sport GE factory alloy wheels are very nice.They look good.Here in Puerto Rico this is happening too.I had see Toyota Yaris with Honda Fit Sport wheels.Honda wheels are expensive here.Every friend here in FF with a Fit must know that ours wheels are HOT items for thiefs no matter where you live.I install lock nuts and ALWAYS try to be careful where i park my Honda Fit.Take care my friends...
.
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#39
07-04-2011 | 03:57 PM
Member
Joined: Dec 2010
Posts: 54
From: Milpitas, CA
Snap-on, and probably others, make socket that will take off most of the wheel locks. It just digs into the metal and grabs it. I surprised on how easy it looks. The locks just slow a professional down a bit. The locks would just detour a thief who just has a lug wrench and a couple of milk crates.
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