You know, thinking back - it might well have been the reason I missed the .09%. I remember it got kicked around and I declined. Upon 'approval' rate was 2.9fixed. Hmmm....

 

The only reason i buy the 2010 now is for the 0.9% APR. IF i wait for 2011, they will not have 0.9%. Since my credit is not good, I want to use the loan to raise up my credit score. They forced me to purchase the service contract + factory alarm in order to give me 0.9%. after a few weeks, I called them back and said if you don't cancel my alarm, i will file a serious complain to you. They are working with me now and will uninstall the alarm and refund the $600 alarm. I still have my 0.9%.

 

^^ Good news.