Probably state law, I'd imagine. I don't believe a windshield claim in any jurisdiction would cause an individual's rate to go up (no real "at fault scenario"). But you can be certain that in order for the insurance companies in Florida to fix cracked windshields with no deductible charged the cost to them would be passed on to all drivers registered in that state.

 

I wasn't near any other vehicle closely-I try to avoid that rather then rear ending someone who stops short. The local DOT rep answered back, we'll see what happens...

 

I didn't mean to indicate you were following another vehicle dangerously close. I did mean to infer you were following another vehicle close enough to catch the rock he threw up with his tire when you knew the road was being worked on.

It's just that I worked in automobile insurance claims for 25 years and I know what the DOT is going to say.

 

Well, close is relative, I guess-I try to stay as many car lengths away from cars ahead as possible. I don't recall seeing anything within a few hundred feet at least.

Anyhow, I've nothing to lose by trying...

 

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I'm sorry to hear about your cracked windshield, but it's great to see that you've found a reliable and affordable option for getting it replaced. It's important to take care of windshield damage promptly to ensure your safety and avoid any potential legal issues, especially if you're in Colorado where it's illegal to drive with a cracked windshield. As for your question about filing a claim with insurance, it's best to check with your provider to see how it could impact your premiums. In many cases, windshield damage is covered under comprehensive insurance, and filing a claim shouldn't raise your rates. However, paying out of pocket for the repair or replacement can also be a good option, especially if it falls within your deductible. I'm glad to hear that you've chosen to go with Safelite Autoglass, and I hope they can quickly obtain the necessary moldings and complete the job to your satisfaction. If you ever have any other windshield-related issues in the future when you are in colorado, don't hesitate to reach out also to other reputable windshield repair services like that of A Chick And A Windshield. Their website, https://achickandawindshield.com/, is a great resource for all your auto glass needs, and they offer competitive pricing and excellent service.